Since its someone else name I return the mails without opening back to postal service. īefore they resolve my issue, they send two mails to my address however someone else’s name (I am guessing either bait mails OR their system-process is screwed up). I raise the fraud request after few days, go through cumbersome process of receiving forms in mail to sign and return (no email/online – they work in middle ages of FAX system). Anyways they indicate I cant raise fraud request only after transactions post, so no one takes action to block the card or calling the restaurant to check. I immediately call customer service asking how is it even possible for someone to use the card at a restaurant without having one. Check online and see Point of sale (POS) transaction in same city. I try transacting online in evening and it doesnt go through. I check online and everything looks good including my registered address info. She comes back and indicates all good to go. She asks me to hold on while she is checking with someone if its all set (as if they are putting a trace on it). I ask the reason for me not being able to activate online or via phone and CS indicates someone might have been trying to use it. I call up customer service and get it activated. My recent experience also was negative, bought discounted gift cards and, 1 worked and other was not working.
#Vanilla gift card balance free
Has this ever happened to you before? Feel free to share your thoughts and stories in the comments. Once it was activated, they had an exact copy of the activated card and used it at their leisure. In my case, since they were all in-person transactions, I think the fraudsters took the prepaid card from the rack and skimmed (copied the magnetic swipe data) from one card to another card and then waited for my skimmed card to be activated. Gift card fraud is more common that you think and it truly is a pain in the butt to deal with if it even happens to you. Loss of time and patience aside, there are a lot of risks to consider before jumping on the MS bandwagon. To add salt to the wound, I later found out that it would be subject to a $5.95 card replacement fee.īy the way, I missed out on the $80 Uber gift card deal too. The agent transferred me to a supervisor that went and disputed the charges, but I still have to send additional information such as my name, address, phone number, signature, and a written statement stating that none of those charges are mine via fax.Īfter that, I have to send another fax asking to replace my card. I immediately called the number on the back of my card and explained that I had the card in my possession, fresh out of the packaging, and saw that it was hacked only because I went to register it online. Whoever it was though definitely had me craving some In N Out. Looking at the transaction history, I saw about 10 transactions that were definitely not mine. To my horror, I saw I only had an available balance of $19.92 on a brand new gift card! I quickly ripped the card from its packaging and went to the dedicated website to “register” my card so that I could use it to make an online purchase. When I saw that was offering $100 Uber e-gift cards for just $80 each, I thought it was a perfect opportunity to spend one of those bad boys since I use Uber on a fairly regular basis. I was managing the cards well and was thrilled that as of last night, I only had 6 left to worry about. I decided to bypass all of the hassle, and just use the cards one by one on regular expenses. Though MS is not a regular part of my daily life, I’m not a novice to the various ways one can quickly liquidate the cards – I just didn’t want to really dedicate the time to doing so in a timely manner. Earning 5 points per dollar, and 19 cards later, I spent $3,800 on gift cards to generate 19,000 “free” Ultimate Rewards points. Like many, I took part in using my Chase Ink Business Cash card ( Learn More) to buy some $200 MasterCard gift cards during the fee-free promotion that was going on at Staples at the end of April. With that being said, I do live within a mile of a Staples that almost never has more than two cars in the parking lot at any given time, so I’m easily tempted, and it’s hard to pass up on “free” and “easy points sometimes. With my life being pulled in so many different directions, it’s just not for me. I admire people who have mastered the art of manufactured spending and have dedicated the time, patience, and organization it truly requires. Not only do I find it extremely time-consuming, I also despise stepping foot in any Walmart. I’ll be the first to say that manufactured spending is not a regular part of my points-generating strategy.
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